http://www.homeiown.com/tenants-get-control-of-your-rights/ How buying, building or renting a house works in Australia Thu, 11 Mar 2010 21:02:26 +0000 http://wordpress.org/?v= hourly 1 http://www.homeiown.com/tenants-get-control-of-your-rights/comment-page-1/#comment-1514 Home, Mortgage, Landlords and Renters Insurance explained | Home I Own, Aussie Real Estate Blog Tue, 20 Jan 2009 05:39:55 +0000 http://www.homeiown.com/?p=495#comment-1514 [...] A thing to remember - it might not cover accidental damage to the property (such as tenant having a kitchen accident and burning the benchtop), check with your insurance company. The accidental damage clause is important for both the tenant and the landlord, because in case accidents are not covered, the tenant is liable for all the damage, and if he/she disputes it then it becomes the landlord’s problem (here is another discussion of this issue). [...] [...] A thing to remember - it might not cover accidental damage to the property (such as tenant having a kitchen accident and burning the benchtop), check with your insurance company. The accidental damage clause is important for both the tenant and the landlord, because in case accidents are not covered, the tenant is liable for all the damage, and if he/she disputes it then it becomes the landlord’s problem (here is another discussion of this issue). [...]

]]> http://www.homeiown.com/tenants-get-control-of-your-rights/comment-page-1/#comment-1280 Chris Tue, 13 Jan 2009 04:19:52 +0000 http://www.homeiown.com/?p=495#comment-1280 Sorry to hear that, June, it doesn't look good. By the law you're responsible for all the damages to the property and will probably be required to pay for the repairs. Sometimes landlords have a clause in their insurance policy that covers accidental damage from tenants, but from what you're saying it looks like your landlord doesn't have that. Many policies cover the intentional damage, but not the accidental one. However you're saying that they assured you that everything was covered and then suddenly said the opposite - if you're in Victoria, try the Consumer Affairs help line (1300 55 81 81) or google "tenants right" and your state and you'll find an appropriate authority in your state. They will at least tell you what your options are. Good luck, let me know how that went. Sorry to hear that, June, it doesn’t look good. By the law you’re responsible for all the damages to the property and will probably be required to pay for the repairs. Sometimes landlords have a clause in their insurance policy that covers accidental damage from tenants, but from what you’re saying it looks like your landlord doesn’t have that. Many policies cover the intentional damage, but not the accidental one. However you’re saying that they assured you that everything was covered and then suddenly said the opposite - if you’re in Victoria, try the Consumer Affairs help line (1300 55 81 81) or google “tenants right” and your state and you’ll find an appropriate authority in your state. They will at least tell you what your options are. Good luck, let me know how that went.

]]> http://www.homeiown.com/tenants-get-control-of-your-rights/comment-page-1/#comment-1278 June Gibson Tue, 13 Jan 2009 01:32:43 +0000 http://www.homeiown.com/?p=495#comment-1278 What if youve had a small accident in the litchen which has burnt the benchtop and the landlords insurere say they wont cover it and the strata management people say you have to pay for the full replacement of the bench after all the repairs have been done and you were advised by the property managers that everything was covered by insurance? We are looking ata bill for $3000 payable in 21 days for something we werent aware of? What if youve had a small accident in the litchen which has burnt the benchtop and the landlords insurere say they wont cover it and the strata management people say you have to pay for the full replacement of the bench after all the repairs have been done and you were advised by the property managers that everything was covered by insurance? We are looking ata bill for $3000 payable in 21 days for something we werent aware of?

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