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December 2008

Happy New Year 2009 to the readers of homeiown.com!

by Chris on December 31, 2008
Happy New Year 2009 to the readers of homeiown.com!

Another year is coming to an end and it just makes me look back and think: what have I done in 2008? And what will 2009 bring?

I am pretty happy with the way 2008 went.

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Making an offer? Play it right.

by Chris on December 29, 2008
Making an offer? Play it right.

One typical mistake of the first home buyers is to show too much interest in the property. Let me explain: when you’re inspecting the property, the real estate agent is inspecting you, looking at the way this house makes you feel, are you in love with it yet, are you imagining your family living there happily ever after. If he sees any signs of such weakness, your position in negotiating the price of the property will be worse, before you’ve even opened you mouth and said anything.

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Carnivals, Festivals and Linklove: what I have been up to this week

by Chris on December 26, 2008
Carnivals, Festivals and Linklove: what I have been up to this week

If you liked my Household survival tips, you will definitely enjoy the Festival of Frugality – there is a wealth of money-saving tips and many interesting articles. My post about 8 proven ideas to save on fuel is there too. Another carnival to check out is the Homesteading Carnival over at A city on a [...]

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Tips for Tenants – How to Break a Lease

by Chris on December 23, 2008
Tips for Tenants - How to Break a Lease

Life is full of surprises and things don’t always go the way we’d like them to. So it happens that after you’ve searched for a rental house and found one, moved in and started getting used to the new neighborhood, something comes up and you have to move to a different place.

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Household survival tips – How to Prepare for Disasters and Emergencies

by Chris on December 19, 2008
Household survival tips - How to Prepare for Disasters and Emergencies

A year ago I wouldn’t even think to write about something as depressing and disturbing as disasters and emergencies, but with all the recent events it looks like the right thing to do. Recession (or depression, as many call it already) can bring a lot of things with it – including power outages, interrupted supply of water and gas, shortage in the supply of food and God knows what else.

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Household survival tips – how to take control of your family budget and spend less (part 2)

by Chris on December 16, 2008
Household survival tips - how to take control of your family budget and spend less (part 2)

6. Cancel memberships that don’t do much for you.

Do you have memberships in clubs you are not interested in any more? Cancel them and save that money.

7. Cancel your newspaper / magazine subscriptions.

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Household survival tips – how to take control of your family budget and spend less (part 1)

by Chris on December 12, 2008
Household survival tips - how to take control of your family budget and spend less (part 1)

Scientists will back me up on this one – shopping makes people feel better. And the more stressed we are, the stronger the urge to spend some money is. It is important to know that much about the human nature to be able to control ourselves – especially when the economy is in slow-down and money-wise we’re heading towards some unsettling times.

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Household survival tips – how to make (and save) more money

by Chris on December 7, 2008
Household survival tips - how to make (and save) more money

Recession is an unpredictable period of time when anything can happen. Companies let people go, businesses close down and being financially ready for anything will help your stress go away and you won’t be as worried for your family.

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Another interest rate cut – what’s in it for us?

by Chris on December 3, 2008
Another interest rate cut - what's in it for us?

Even though I don’t do news in Homeiown, yesterday’s announcement just couldn’t be ignored. RBA slashed interest rates – another percent, reaching 4.25%. For those of you who are thinking “So what?” I’ll explain – this is a big deal, normally the interest rate is moving up and down by 0.25 percent and not as frequently as RBA has been doing since September, cutting the total of 3 percent. It took them 6 years to drive the interest rates up to the point where it was in September and only 3 months to drop it to the lowest point it has been in 18 years.

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